Your supplier is waiting. Your bank takes 3–5 days and charges at every leg. ARP Digital settles same day, fixed costs, no SWIFT delays.
Same-Day
SETTLEMENT
Your supplier receives local fiat the same day you send.
50–80%
COST REDUCTION
vs correspondent banking
Zero.
TRANSACTION FEES
Fixed costs only. Full transparency upfront.
Zero
COMPLIANCE BLOCKS
No flagged payments, no restart loops, no documentation back-and-forth.
SWIFT alternative
ZERO CORRESPONDENT BANKS
Direct local rails on both ends. No SWIFT intermediary, no cut-off windows, no multi-hop latency.
3+ corridors
MARKET EXPANSION
Previously inaccessible corridors. GCC → South Asia, East Africa, Intra-GCC. Live today.
What your current bank is costing your supply chain.
3–5 days is too long when your supplier relationship depends on it.
Correspondent banking routes your payment through multiple intermediaries, each adding latency. Your supplier waits. Your shipment waits. Your relationship takes the strain. Every payment cycle repeats the same delay, and compounds the same risk.
Every correspondent bank in the chain takes a cut. None of it is disclosed upfront.
SWIFT multi-hop routing deducts fees at every correspondent leg, in transit, invisibly. The rate you were quoted at the point of sending is not the rate your supplier sees. ARP charges once, upfront, with full transparency before you confirm.
Capital sitting in transit is capital not working.
A 3–5 day settlement window means your working capital is idle every time you make a supplier payment. For businesses making weekly or monthly payments, that adds up to weeks of frozen capital per year, unavailable for inventory, operations, or growth.
Fiat in. Fiat out. We handle everything in between.
Better FX Rates
Proprietary order flow netting delivers rates no bilateral correspondent can match. Margin improvement flows directly to your bottom line.
Same-Day Settlement
No 2–5 day delay. Faster cycles, better liquidity management.
Corridor Reach
GCC → South Asia, Africa, Southeast Asia. Corridors previously unavailable or only accessible via costly intermediaries.
Regulated Counterparty
Single MSB entity. FINTRAC registered, CBB supervised. AML/KYC built in. One relationship, full compliance coverage.
Simple to operate
Log in to the ARP Digital platform, select your corridor, enter your amount, and submit. We handle all the rest.
Real-Time Visibility
Fixed fees upfront. Transaction tracking in real time. Full reconciliation and reporting. No surprises.
Compare Exchange Rates
See how much you're really paying. Compare your bank's rate against ARP Digital and mid-market rates.
Compare ratesDesigned for the corridors your clients are already sending to.
GCC to South & Southeast Asia
LiveAEDINRPHPIntra-GCC
LiveAEDKWDBHDGCC - Europe
LiveAEDEURGCC to East Africa
Coming soonAEDETBKESUGX
One regulated counterparty. No multi-jurisdiction complexity.
ARP Digital operates as a single regulated counterparty. One relationship, one AML framework, one documented entity, not a chain of correspondents with gaps between them.
CBB - Central Bank of Bahrain
Licensed as Capital Market-Crypto Assets Service Provider (Cat3)
FINTRAC Registered MSB - Canada
The Group MSB is the contracting counterparty for all cross-border arrangements with GCC exchange houses.
AML / KYC Built In
Transaction monitoring, sanctions screening, and KYC verification embedded at no additional build cost to partners.
Digital capital moves in multiple directions. ARP Digital handles all of them - under one licenced, fully integrated platform.
Convert
Send
Receive
FAQ
Your business sends funds locally via your usual bank rails. ARP Digital settles the cross-border leg using its own infrastructure and delivers local fiat to your supplier same day. No SWIFT routing, no correspondent bank delays, no crypto visible to anyone in the chain.
ARP Digital currently supports GCC to Europe (EUR and GBP) as a live corridor for SME supplier payments. Intra-GCC settlement is also live. The China corridor is coming soon.
No. Your suppliers receive local fiat through their usual bank accounts. The stablecoin settlement layer is entirely within ARP's infrastructure and invisible to your supplier at every point.